Vandam Capital Group
A private funding group built around one idea: fewer files, read properly, priced honestly.
Vandam Capital Group LLC is a private funding group providing revenue-based capital to established businesses across the United States. We keep the book small on purpose: fewer files, read properly, structured to what a business can actually carry.
Owners come to us after being run through automated platforms that decline on a score and never explain why. We start from the bank statements — deposit rhythm, balance behavior, what is already debiting the account — and build the offer from there. Sometimes the answer is no. You will always know why.
We're also direct about what this capital is. A merchant cash advance is not a bank loan and it isn't the cheapest money on the market. It's fast, flexible capital suited to a specific job: bridging a receivable, buying inventory ahead of season, taking on a contract larger than your current cash position supports. If a cheaper tool fits your situation better, we'll tell you that.
Phil Stern
Managing Director, Vandam Capital Group
Phil Stern handles funding requests at Vandam Capital Group from first contact through closing — reviewing statements, structuring the offer, and walking owners through the terms before anything is signed. If you apply here, he is the person who reads your file.
- phil@vandamcapitalgroup.com
- (000) 000-0000
- New York, NY
Four commitments
We tell you no quickly
A fast decline is worth more than a slow maybe. If the file doesn't work, you'll know the same day and you'll know why.
Terms before signatures
Amount, payback, remittance schedule, and every fee are on the page and explained out loud before you sign. Nothing gets introduced at closing.
We ask about your other positions
Stacking obligations a business can't carry helps nobody. We'd rather size the deal correctly than write the biggest one we can.
Your information stays yours
We don't sell your application to lead buyers. Information is shared only with the funding sources and service providers involved in reviewing your request. See our Privacy Policy.
Let's see what the file supports.
A short application and three months of business bank statements is all it takes to get a real answer — usually the same day.