Capital structured around how your revenue actually arrives
Every business collects money differently. We offer a few structures so the remittance schedule matches the cash flow instead of fighting it.
Merchant Cash Advance
We purchase a set amount of your future receivables at a discount and advance the funds now. Remittance is a fixed daily or weekly amount debited from your business account.
- Typical amounts $10,000 – $500,000+
- Typical terms 3 – 18 months
- Fastest option; lightest documentation
Revenue-Based Funding
Remittance is set as a percentage of collected revenue rather than a fixed amount, so payments flex with slower and stronger weeks. Well suited to seasonal businesses.
- Payments scale with actual deposits
- Useful for seasonal or project-driven revenue
- Requires consistent, verifiable deposit history
Invoice & Contract Funding
For businesses waiting 30 to 90 days on commercial or government receivables. Funding is advanced against approved invoices so you can cover payroll and materials in the meantime.
- Built for B2B and B2G payment cycles
- Common in construction, staffing, and logistics
- Requires invoice and customer documentation
Equipment & Expansion Capital
Larger, longer-dated capital for a specific use: a second location, a new truck or machine, or taking on a contract bigger than your current working capital supports.
- Longer terms for defined uses of funds
- May require additional financial documentation
- May be placed with a partner funding source
How pricing works. Revenue-based products are priced with a factor rate rather than an interest rate. A factor rate is a multiplier applied to the advance amount to arrive at the total amount purchased — for example, $50,000 advanced at a 1.30 factor means $65,000 total purchased. Your actual factor, term, remittance amount, and any fees depend on underwriting and are disclosed in full in the funding agreement before you sign. Figures used here are illustrations of the math, not a quote.
Send the file and we'll tell you
Three months of bank statements is usually enough for us to say which structure makes sense — or to tell you that none of them do right now.